Smart Money U is your go-to resource for making money make sense.

Whether you’re working on a budget, paying down debt, building your savings, investing for the future, or simply trying to feel more confident about your finances, Smart Money U gives you practical tools and guidance to help you take the next step.

Through short articles, videos, live learning sessions, quizzes, and access to financial professionals, you can learn at your own pace and get support for the money questions that matter most to you.

No jargon. No judgment. Just practical financial education designed to help you feel more confident and in control of your money.

And the best news of all? If you work for one of the organizations below, Smart Money U is included as an employee benefit at no cost to you. Select your organization to get started and make money make sense.

Building Blocks of Financial Wellness

Save 10% for Your Future

Imagine your savings growing and working for you—so one day, you can stop working on your own terms. That’s the power of saving, and it all starts with one simple step: set aside at least 10% of your income for retirement.

Learn more about saving for retirement 

Build an Emergency Fund

An emergency fund empowers you to handle unexpected expenses with confidence—no loans, no credit card debt, just peace of mind. Life is unpredictable, but with a plan in place, you’ll be ready for whatever comes your way. Start building your financial safety net today. 

Learn more about building an emergency fund

Get a Plan for Debt Pay-Off

Becoming debt-free isn’t easy, but it’s one of the most rewarding steps you can take toward lasting financial freedom. We’ve guided countless people on this journey, and we can confidently say—it’s worth it. Every payment brings you closer to building wealth for yourself and your future. 

Make a plan to pay off debt

Build a Budgeting System

Say goodbye to stressful, guilt-filled budgeting. We’ll help you create a system that puts you in control. By learning to pay yourself first and prioritize your goals, you’ll gain a clear, confident view of your financial picture. 

Learn how to build a budget

Get on Track for Public Service Loan Forgiveness

Public Service Loan Forgiveness can significantly reduce your student loan burden while rewarding your commitment to serving others. Our program will help you navigate the process and maximize this valuable opportunity.

Nearly $4 million in loans already forgiven for Baptist Health team members!

Yours could be next.

Unlock Your Path to Financial Freedom